Challenges in Access Essay Example | Topics and Well Written Essays - 500 words

Challenges in Access - Essay Example Uninsured individuals have difficulty in access to suitable health care. There are approximately 41-50 million uninsured individuals in the country. They are the low-income segment that represents the leading portion of those who lack insurance since they cannot afford to insure themselves. In addition, the numbers of underinsured middle-income persons is almost at a similar level. The leading portion of the populace that is deficient of health insurance is usually families of African Americans and Hispanics. Novel medical advancements promise improved services to all. However, the number of persons who lack health coverage is still high. For instance, uninsured individuals receive reduced health care as compared to those who are insured. As a consequence, the health of the uninsured individuals suffers significantly. Individuals who are uninsured are less probable to receive preventative, as well as screening services. In addition, these individuals have difficulties in receiving su itable care with regard to chronic ailments and vehicular accidents. This quandary of access has been aggravated by the escalating prices of health care. This has presented an urgent predicament particularly for the low-income part of the society. This increase has been due to an increasing number of individuals with health problems. As a result, the number of individuals who require medication, as well as those who are uninsured, is increasing. Varied employers also do away with their health insurance strategies since they cannot pay for the premiums (McGrath, 2012). Providing and improving coverage for this populace will rely on states embracing policies that foster elevated enrollment in Medicaid and novel insurance exchanges (Collins, 2012). This dilemma can also be resolved through the provision of Universal Health Care Structure and other federal services (Affordable Health Act, 2011). Provision of Medicaid, as well as novel insurance exchanges,

Precautions to be taken in drafting Oil & Gas Industry Contracts Essay

Precautions to be taken in drafting Oil & Gas Industry Contracts - Essay Example This essay discusses that Oil & Gas industry is a unique industry as it involves a high risk aspect of exploitation and exploration, high capital –intensive character of the industry, geographic ambit of operations and assets, environmental issues, up-date technology needs, safeguard issues, downstream brand advertising, size and range of employee base, political predispositions,etc. Oil & Gas industry engrosses the granting many contracts like project feasibility study, construction, supplies, civil and offshore contracts, mainly through subcontracts. If the turnkey contract is implemented, then the contract has the responsibility of defining in a strict, complete and definite manner the works to be covered and risk to be borne in the contract itself. In the oil and gas sector, the definitive goal of any operator is to exploit maximum revenues by efficient and rapid discovery of petroleum and gas resources with no or minimal disruption. Contractual process in Oil and Gas (O&G ) industry is a lengthy and time-consuming process , fixing the accountability and granting damages to the affected parties is normally considered to be a hectic task given the nature of the industry which is symbolised by subcontracting. To achieve their business goal, operators in O&G industry is well aware that risks in the industry can be administered and controlled when the same has been unequivocally distributed to one or more parties. It is to be noted that risks can be covered by taking appropriate insurance policies, but this involves an additional financial burden to the operators. The easy way to shift the risk in O&G industry is to employ contractors to alter common law approach as a risk management process. (4). LOGIC of UK has published a standard contract (boilerplate contract) through its 2nd Edition, October 2004 for the oil & gas industry in UK. This is a standard contract, and the contract employs English law .However, now, all references to UK needs’ have been withdrawn, and it can be employed on a global basis. For drafting contracts for oil and gas industry , the lawyers will use boilerplate contract like the one designed by Logic .It connotes to any interchangeable ,† one size fits all† provision. While drafting the contract, more significance has to be given to the areas like the notice clauses, the choice of law clauses, the force majeure clauses, the delegation and the assignment provision. These clauses are significant as it will give a road map, informing the parties concerned their relationships and how to administer the contract. (2) Some of the main advantages of the boilerplate contracts are that it contains many clauses either override or restates the common law provisions and is being in use by the relevant companies for long time. It is having drafting efficiency and to costs fewer pounds and takes less time to input the standard clauses into the contract. By incorporating the conditions available in the bo ilerplate contracts will help to avoid errors. Further, a standard clause is well known to business and legal community, thereby minimising the costs of reassessing and negotiating the provisions, as well as fostering a analogues interpretation. (2) Some critics allege that the poorly outlined boilerplate clauses may result in issues instead of finding a solution while execution of a contract. A poorly drafted contract will no doubt will result in the litigation which is not only time-consuming and also expensive. Thus, there is a need to give more careful attention to each and every boilerplate clauses, including how it is going to be interpreted in the case of future litigation. (2) For the risk allocation, common law provision is followed in O&G contracts and, where there is no specific contract and the general law pertaining to tort, contract/delict will be applicable. With the operative word being ‘negligence†, the liability stems from the fault or infringement of d uty in such cases.

A Case Study of Medical Supplies Ltd Essay Example | Topics and Well Written Essays - 2000 words

A Case Study of Medical Supplies Ltd - Essay Example ares many of the same pluralistic values as Steele, however the nature by which Harry runs his operation is one with more respect for subordinates in terms of recognizing their overall value to the firm. This paper will describe the scenarios which are causing trouble within Medical Supplies Ltd and will propose a potential solution for handling the crises. The leadership hierarchy at Medical Supplies, Ltd is one that is highly mechanistic, which is categorised by decision-making that is made at the management level without considering the input of subordinate employees; in which employees are simply expected to conform to management directives (Landy & Conte, 2006). Gordon Steele recognises his absolute authority over the entire warehouse, including all of its divisional managers and he expects compliance to all corporate objectives and procedures from his subordinate management staff. Steele appears to have a considerable respect for the nature of the authoritarian hierarchy in which power is distributed from a centralised entity, in this case the corporate office. Many of Steele’s beliefs regarding politics are fundamentally pluralistic. Reynolds (1996) suggests that pluralistic leaders often believe that democratic systems, in which individuals are given the autonomy to vote and assist in decision-making, are both unworkable and undesirable. The author further implies that pluralistic leaders tend to believe that subordinates lack the tangible ability to intellectually contribute to policy-making and lack the rationale to provide assistance in all aspects of decision-making. Under this assumption, Steele can be categorised as pluralistic, sharing these values as he routinely cites the various character flaws of his subordinate manager Harry Katama to all levels of the business. When Steele is discussing the nature of employment under Katama, he consistently identifies that their associate workers will be both low-skilled and not generally intelligent. This

Non-fiction short story The Nine Moods of a Magnificent Manager Essay

Non-fiction short story The Nine Moods of a Magnificent Manager - Essay Example The management consultant argues thus: â€Å"The subject of management is an overcrowded field. I quote Voltaire (1694-1778) who says that the magnitude of books is making us ignorant. â€Å"The major branches of management are financial management, marketing management, human resource management, strategic management, production management, operations management, service management and information technology management. The problem with the present managerial world is there are more books on management topics than the numerical strength of managers all over the world. Is it possible for a management trainee to study all of them and then become a successful manager? The relationship between success and management is like the one between wife and husband who desire to lead a harmonious life but are unable to do so but would not like to divorce either. Management is all about the ability of a Manager to rob the pocket of a gullible commoner/consumer or of another Manager in a competi ng organization! You all have made hefty payments to attend this one day’s seminar. You have done so with a hope. I congratulate you on your dynamism and your desperate desire to become magnificent managers. By the end of the session, I am sure you will become one and will have no inclination to return to this auditorium yet again. With this training, if you are unable to prove your worth as a magnificent manager, try your luck as a consultant on the topic of management. My formula for success is simple and straightforward. No textbooks and research journals are used in this seminar. No pen, pad or folder will be provided to you. No home assignments either; have a peaceful sleep after this session. Lend me your ears and mind and see how I change your thought processes to chisel an interesting personality to restore your inner cheer and inspiration. Those with whom you interact will remember you forever, for better or worse, depending on your luck. We begin with an important s ession-- Think that in place of your confused mind, a beautiful garden of roses has emerged with many hues and colors and invigorating fragrance. Think! Nothing is impossible to think! Has it emerged? I can see that in some of you from the expression on your countenance. Make an effort to smile. You are an individual of many moods. Various scriptures have defined nine moods. They are Erotic, Humorous, Pathetic, Terrible, Heroic, Fearful, Odious, Wondrous, and Peaceful. Now, think that you are a performing artist. The wise ones say that this world is a stage, and we are all dancing puppets attached to the strings in the hands of God. Each mood is associated with a particular color. Erotic: Pale Light Green, Humorous: White, Pathetic: Grey, Terrible: Red, Heroic: Pale Orange, Fearful: Black, Odious: Blue, Wondrous: Yellow, Peaceful: White. Some of the top fashion designers and connoisseurs of dress are aware of this weakness of humankind and exploit it to maximize their profits. Now w e come to the core part of the discussion. You need to spend some money to secure your future. Buy nine shirts for gentlemen and tops for ladies, of the colors specified above. Only shirts and /tops not trousers or other types of garments! Now, divide your working hours and allot one hour for each mood. Change your shirt/top after one hour and see the remarkable effect in your interactions. I do not ask you to adopt this system in one go. Hasten slowly. Let your session be restricted to some minutes to begin with. So, you will emerge as a complete individual full of delight, a conglomeration in human form of nine moods of

Bachelor of Business - Paper on Leadership Issues Research

Bachelor of Business - on Leadership Issues - Research Paper Example However, to be an effective leader, it is important that leaders know the boundaries of their authority. Likewise, as leaders, it is important to be able to set good examples because people tend to emulate the things that are being done by the people who are over them on the corporate ladder. Hence, the ethics of leaders come into play crucially. However, there are many interpretations of what ethics is about. Some would say that ethics is about right and wrong or about religious beliefs. Interestingly, some would say that it is about being a law abiding citizen while some would say that it is doing what is generally accepted. However, confining ethics to each of the foregoing examples may be impossible such as religion which has a very high moral standard. It may also be a problem to equate it with laws or to what is generally accepted since these may likewise deviate from what is truly ethical. Basically, ethics are about having a high standard about what is right and wrong that st ates what people ought to do. Likewise, it is also the learning process as well as the development of one’s standards of being ethical (Velasquez et al 2010). Nowadays, ethical issues pervade companies especially when there are issues divulged by employees who are unable to take in things that are going badly for the company. As such, when certain anomalies are divulged by employees or former anomalies, these become cases of whistle-blowing. It is thus important to make this distinction because it is in these cases that leaders’ ethical issues come into play since these are the things that they can directly influence. All other disclosures that are not made by employees or former employees are not cases of whistle-blowing (Sollars 2001). It is very important for leaders to ensure that issues pertaining to whistle-blowing are handle with utmost professionalism as these may easily expose the ethical standards that they posses. Hence, these will be the focus of the case i n point. What recommendations for action would you make to the senior management? Basically, the case presented a company that went from bad to worse after the initial incident of whistle-blowing that exposed major anomalies resulting to unpleasant things such as investigations and even arrests. It was an unfortunate turn that instead of having an improvement in operations, the company’s output further dropped not to mention the morale of the employees. Hence, it is important for the top management to first recognize that the business environment of today has evolved to a level that has provided a more conducive environment for whistle-blowing. The major advances in technology have tremendously improved the capability of communications enabling new channels and ways of providing and getting information in ways unimagined just a decade and a half ago. Likewise, companies must be made aware that these technological improvements have brought in a new era for businesses known as the information age effectively phasing out the industrial stage. Thus, with this new age comes a new breed of manpower known as knowledge workers. In fact, many such employees are making their way deep into the corporate world (Serrat, 2008). This only means that people nowadays know better and can communicate easier which has made disclosures of anomalies easier. Thus, it is important that the senior manage

Crime Rates Research Paper Example | Topics and Well Written Essays - 3000 words

Crime Rates - Research Paper Example An in-depth analysis of counties in Texas that focus on these issues indicate that Texas’s crimes’ drop rate was due to an increase in the jail and prison populace. A rise in wealth and improved income led to the decrease of property crimes (Nachmias & Nachmias, 2004). Increased prison construction would not be cost-effective in Texas. This is due to the declining marginal returns of investing in prison construction, but direct interventions in improving the economy sectors and enhancing police operations would be more proactive. Ideally, most of the discussions in the article are based on assumptions rather than facts. The researcher gives possible reasons as to why crime rate is dropping but he does not answer how these attributes are connected to the crimes. He mentions variables such as demography, unemployment, prison expansion and the economy. It is hard to establish a relationship between the variables and the crimes due to lack of concrete proof to his suggestions. Hypothetically, unemployment is a particular clear case, but the principle can be expected to apply to several other explanations. A blend in heterogeneity of most local areas in social class, household structure, race and income among others can be causational to each other (Nachmias & Nachmias, 2004). The assurance of civil rights is grounded on inclusion; yet the massive difference imprisonment rates between Latinos, blacks and whites still stands as the ugliest reminder of nation’s history of segregation based on race. In the article, the researcher argues that the best way of understanding law and race in this twenty-first century is by understanding and appreciating the American federal system. Some of the things that need appreciation include, the system structures, political mobilization, legal authority and solutions to policy loop holes. In addition, the federal system serves as a vital and disregarded obstacle to more persistent and

Penn Foster College Essay Example for Free

Penn Foster College Essay We are in diverse world, a world of differences and unique situations. For example, it is the mandate of the Law that children should study and that it should be financed by our parents, for most, in their primary and secondary, and for those born with golden spoons on their mouths, up until their college days or Ph. D. We have different priorities and our human values are made up of the inward and outward factors of the societies we were brought up. We also have different needs, from small things like ice cream, electronic gadgets, to houses and cars. According to the Maslow’s Hierarchy of Needs, a person has deficiency needs and growth needs. Before he advances to the next level of need, he should have met the previous need. That’s what is happening to us. The people around us such as our parents, relatives, and friends nurtured us. Once the fourth level of need was accomplished (achievement, recognition, or approval), we now aspire for growth. The common growth that can lead us in higher positions in society, with huge paychecks, and luxurious lives, is the growth in education. We could have not known that this growth is priceless until we have engaged in jobs or in the professional world. However, once a person is in the marketplace, he has been wrapped up with some daily concerns, from her work, and, once he gets at home, from the concerns of his family. And though there’s an opportunity of a higher education, it has been covered up with the loads that we have from the concerns above. Like most of us, I also have dreams for the future and my goals are going to be a lot difficult to reach if I have not planned it critically. I made use of the Step Decision Model as my guide. I am fond of teaching kids, yet I didn’t have enough money to pay for the tuition in a university. That is my problem. In addition, my mom is already old and I only earn through peer and personal tutorials. I have the option to stop realizing that education is an infinite learning. Yet, I insist to make a decision. I weighed down my options. The little money I earn can be used to pay my tuition fee and travel expenses or it can help me buy the needs of my family. Finally, I enrolled in a kind of college that I have recently found out to be enjoyable, educational, and very convenient—distance learning. This is an alternative from the kind of education that we get from the four corners of the classroom. Distance learning offers lots of conveniences for me—it makes me save up my money and makes me much available to aide my mother. However, before, I had difficulty in focusing to my subjects due to conflicting schedules. There were times that I prioritized the tutees that I had because it was their exam week and they needed greater time of assistance. There were also instances that I had family gatherings and reunions that I almost forgot to accomplish a certain project. It’s my decision to study so I should be responsible and make the best out of it. If I really want to earn a degree, I should be serious about it even to the littlest things. Conflicting schedules should not interfere with my studies. I now make sure that every time I study, I have a conditioned mind. Also, at first, I thought that I can’t have a quality education unlike those students in the usual college setting, but I was proven wrong. In distance learning the professors consistently interact with their students. And as a learner, I enjoy the benefits of having my mentor’s attention even if he or she is very distant. With that, I have developed the confidence to communicate with people even of higher ranks and they have properly guided me. As part of the human dimension, a balanced life needs a clear or if not a detailed set of priorities. Learning is fun but we should understand that distance learning is not different from any other learning. We should be serious with it. We should be eager to learn and to focus. Proper time management and the passion to pursue our dreams make will make us enjoy our studies while performing other responsibilities to our loved ones and to our works. References: Penn Foster College. Penn Foster Collger Student Testimonials http://www. pennfoster. edu/student_testimonials. html Huitt, W. (2004). Maslows hierarchy of needs. Educational Psychology Interactive. Valdosta, GA: Valdosta State University. Retrieved [date] from, http://chiron. valdosta. edu/whuitt/col/regsys/maslow. html